Good day to you my one reader. I am writing to update you on the house buying process. It STINKS! Everthing was going along quite smoothly until the stupid appraiser had to stick his nose in things! Apparently, because of the current state of the market, a lot of appraisers are not appraising houses for the correct amount. They are appraising them at or only slightly above what you offered for them. This presents a problem for us because now the bank doesn't want to loan money on the house. The appraiser said it was below average market condition (It's a foreclosure...duh!) so the bank has made us run around and get bids for all the little projects that need to be done, namely drywall, tile, and windows. We finally have all the estimates. Drumroll..........only $800! That is what is holding us back from getting a house. $800! Now just waiting to see if the bank will approve the loan or not. Oh what fun. Ok. Not really.